Victoria w asked:


I owe almost $100,000 in student debt, $80,000 of it being private. When you add up all my payments, i will have to pay $1,300 a month. Someone suggested that I consolidate my loans for a lower interest rate and payment, but no one is offering consolidation because of the economy. I have no idea what to do and know very well that I will not be able to make my loan payments and regular bills when I graduate. I am in big trouble!!!

Shannon

great_expectations asked:


My fiance and I are looking to purchase a home. However we have a high debt ratio, and some slow payments in the past. We tried to get a loan to consolidate our debt, but because of our low credit scores, we were denied the loan. We have a high interest car loan (18%), student loans, and credit cards, which is why we really want to consolidate our debt before buying a home.

Lloyd

deimmas asked:


Had filed for chapter 7 and kept the car. The credit card debt was consolidated into the car loan therefore the amount owed on the car is more than the car is worth. Due to unemployment, am not able to make payments and want to surrender the car back to the lender. Can I do this and what are my options?

Curtis

cindy_cee13 asked:


Is there any place that can help with a consolidated loan, if one doesn’t own property?
I have too much debt and want to consolidate all my bills, so I am not charged interest by 4 different places. I make too much money to qualify for state assistance, and am almost ready to file for bankruptcy. But I still need $700 to do that. I just dont have that much and need help. Can anyone advise me please? All I want to do is be able to make payments and get out of debt. Not asking for any money from anyone. Just asking is there a loan company who will help me here. After paying my rent, utility bills, and car insurance, I dont have enough to cover my other bills and buy groceries for my family. Thanks

Andrew

E D asked:


If you have under 8,000 worth of debt, but only collect sickness money every month to pay the bills how much might the monthly payment be after they consolidate ? Will a debt consolidation company help a client of this description ?

Suzanne

Matt M asked:


The variable rate is at 8.5 % and return on retirement is about 3 %. I cannot consolidate because of current debt to income.

Patrick

melissa asked:


I have jsut graduated and have over $60,000 in college loan debt.. I have aroung 9-10 different lenders.. Should i just keep things the way they are or should i consolidate my loans? I havent started making payments yet…

Victor

elcampeon17 asked:


I’m looking to pull out equity in either a HELOC or home equity loan to consolidate credit card debt. Could I also use some of this $$$ to help pay some of my kids debt???

Lloyd

greeneyepit asked:


My credit is low in the 500s. I need to know the best ways to repair it? A referral to a good company. I tried to repair it myself and don’t have the time or patience. I would prefer to consolidate my debts to one loan but heard that is a bad idea.

Joann

aintlifegrand asked:


My fiance is in $68,000 credit card debt. For the last 5 years all we are paying on his the interest. We need help. What do we do? Who do we call. Please I am open to all advise I can get. He has perfect credit but we are not paying on the equity.

Herman