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Archive for April, 2009

 

Difference between a mortgage and personal loan?

Tuesday, April 21st, 2009
just_willy_uk asked:


I need a small amount of money < 10k. What is the Difference between a mortgage and personal loan? How do i decide which one to apply for ?

Alvin

 

Applying for a personal loan will it affect us in buying a home?

Saturday, April 18th, 2009
YSM asked:


We payed down our credit cards and we need a personal loan to pay off a college degree and do some fixer upper in the house we have now. We want to buy another home will this affect us in getting a loan with the bank for our new home? Our credit scores right now are excellent. Need professional advice.

Megan

 

Is it wise to take up a personal loan in order to start saving?

Thursday, April 16th, 2009
brytfuture45 asked:


I’m currently thinking of opening a Euro account for savings. Saving from my paycheck every month hasn’t been an easy option as it is easily spent on something else. I was thinking if I took up a personal loan to start up a savings account (for future use) I would be obliged to really deduct this from my paycheck.. since I would be paying up the loan monthly. Any thoughts, anyone?

Kathy

 

Where is the best place to borrow a personal loan from?

Wednesday, April 15th, 2009
thespaceofmyheart asked:


I plan on purchasing a new car, but my bank (wamu) does not offer personal loan, so i wonder where else i can find a personal loan with the least interest.
Citi bank offers a loan with APR 10.5 %. Is is consider low?

Suzanne

 

What happens if a person dies after taking a personal loan?

Tuesday, April 14th, 2009
Hari asked:


Hi, I have a doubt please let me know … what happens to the loan , if a person who has taken the personal loan dies? Do the bank takes all the assets belongs to the person?

Christian

 

How old do you have to be to get a personal loan?

Monday, April 13th, 2009
Drew Volker asked:


I just wanted to know the age required to get a personal loan, or what ever its called when you get a loan for personal use, not a car, colledge, or house loan.

Luis

 

A good personal loan company for people with good credit?

Saturday, April 11th, 2009
J E asked:


I would like to get a personal loan for some upcoming expenses. I have excellent credit and can only seem to find “bad credit lending” companies. Can anyone recommend a good company?

Annette

 

How do you obtain a personal loan from a bank?

Friday, April 10th, 2009
juicy asked:


I need a personal loan to pay off my bills and basically just get caught up financially, and is considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I’ve never went into a bank to ask for money because I didn’t think I would qualify. Now I need to know what the whole loan process would require from me.

Christina

 

Is it smart to take out a personal loan to pay off credit cards?

Thursday, April 9th, 2009
Jen asked:


I’ve been thinking about taking out a small personal loan to pay off my 3 credit cards and my 2 department store cards. do you think it’s a good idea to do so? would it just be wise to continue paying off my credit cards monthly? it’s just a thought that came in my head and was just wondering if anyone else has ever taken out a personal loan to do so.

Gina

 

Is it better to take out a personal loan or apply for another credit card?

Wednesday, April 8th, 2009
coachgirl_09 asked:


I am trying to pay off credit card bills ($2,000 in credit card debt), get a new laptop and set aside $2,000 for a deposit on an apartment for next year. Is it better to take out a personal loan or apply for another credit card and do a balance transfer on it. Thanks!

Albert
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