pisces220 asked:


I am thinking of taking a personal loan this year to help me with some extra expenses. Any advice? Thanks!

Stella

simplykiss3s asked:


I’m thinking about getting a loan for personal issues, but was wondering if that will affect my financial aid award amount? Do I need to tell financial aid or it isn’t necessary?

Matthew

Aimee M asked:


I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don’t have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!

Bertha

Pehsha P asked:


I am looking for a personal loan, but my credit is not good. I don’t want a payday loan but that is all I find on the internet when I type in personal loans for people with bad credit. Do you know any lender who will give loans to people with bad credit? I don’t really care to much about the interest rate. I just would like the loan to pay off some stuff and get some new things I need around my house. But I don’t own a home, so I can get a home loan.

Ethel

Daniel G asked:


Do personal loan underwriters spend as much time as mortgage loan undertwriters verifying income? I know mortgage loan underwriters spend days checking a loan and have tools to check docs. Do personal loan underwriters follow the same guidelines?

Alex

Bonnie B asked:


I am looking to buy a house. I need about 3500 dollars for a down payment. The new tax credit would be available 4-6 weeks after closing. Is there anyway I can get a personal loan for the down payment and then use the money from the tax credit to repay the loan. Hopes this makes some sense. Any help from those who are not rude (as i have found on this site) is greatly appreciated.

Patrick

needanswer asked:


I call some banks but they told me that clients need to be present at the bank and apply by their self. is it legal to apply personal loan online on behalf of client and by their authorization ?
Thanks for answer !

Michele

BeBeAdY asked:


I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I’m hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest. But since I’ve never done it b4 I will appreciate some more advice. Thanks Much.

Sue

Lizzie asked:


I need a personal loan of $2000 to pay airfare for me and kids to Australia. My husband has got a secure job there and will pay loan back. Is there someone that can help with loan or donation?

Gene

SadieAnn_1917 asked:


I want to borrow some extra money for school (not a school loan). Is there any where I can go to find the best interest rates for a personal loan like they do for car insurance?

Mathew