Tracee D asked:


Does anyone know of any companies in the UK who will settle whatever debt you might have - directly with the credit companies concerned - thus allowing you to pay off one monthly sum - to just one company? Naturally I know there will be an additional fee involved!!!

Heather

I’m as cool as ice cubes asked:


What effect will it have if I get a debt consolidation loan. I am not in any financial trouble but I am tired of just paying multiple collectors each month. Will this have any effect on my credit score or cause any problem in the future when I try to purchase a home. I have hear that it can cause problems like that and can make it difficult to get a home loan…..Does anyone have any personal experiences with doing this??

Sally

I hate debt asked:


Are there any debt consolidation loans or personal loans for non-home owners with bad credit? I’m currently on a debt management payment plan but I’d really like to take out one loan to pay off all my debt at once.

I havent been able to find any loans for this purpose.

Thanks!

Alvin

Lynn5 asked:


Whats the best source for these? Other than my bank…

Andre

TANISHA R asked:


If so, do you know which banks?

Marilyn

toolate asked:


and how do i know the difference? or are there any differences?

Margaret

Matthew W asked:


What effect will it have if I get a debt consolidation loan. I am not in any financial trouble but I am tired of just paying multiple collectors each month. Will this have any effect on my credit score or cause any problem in the future when I try to purchase a home. I have hear that it can cause problems like that and can make it difficult to get a home loan…..Does anyone have any personal experiences with doing this??

Eleanor

zozosammy asked:


I’ve met with a lawyer to start to file for bankruptcy. The two main components of my debt are a car repo, which for some reason I still owe around $6000, and some payday loans, which I owe around $3000. I’m trying to find a way around bankruptcy, if any, does anyone have any ideas?

Jacob

shayeb2005 asked:


I need to pay these check advance places but I need help. Do anyone know of a debt consoldation company that will do this?

Clarence

healthnett asked:


I have maxed out credit cards and they raised my apr due to a mistake in my payment and it was late, usually i’m on time or early with my payments and always pay the minimal. I’m trying so hard to get out of debt but with my apr raised, i feel like i’m drowning in debt. I have read some info on debt consolidation loans vs. other methods, which is best and what can i do? i probably have really bad credit right now due to the max’d out limits and the “penalty pricing” increase in my apr. I would like to find a way to consolidate debt to lower the rate and possibly lower the payments but i don’t want to get into a situation that will end up leaving more of a scar on my credit report. Can anyone help me out? where do i go from here?

Mitchell