monkeemyspace asked:


I have several personal loans out. My monthly payments add up to about 800 a month, i only make a 1000. I’m not behind on payments but i cant keep up much longer. I cant seem to get any local banks to even listen to me. They also ping my credit report every single time i tried to get a loan so now i have even more negativity on my report. I can afford 300 a month or less to pay on a consolidation loan. Anyone know a loan company or debt consolidation company that will actually listen to me and not just look at my credit score?
I make 200 a week, thats good pay for my area. I dont have a single credit card. Never have.

Cody

amberliz04 asked:


I’m relatively young and in my short trist with credit I have managed to get myself in some trouble. I have a car loan and a large credit card balance. I need to consolidate and if at all possible get a lower interest rate. I don’t own a home and like i said I have a car loan so I can’t offer that as collaterol. I am really lost and I just need some advice on what to do from here. What are my options? What loans are available? What companies that offer consolidation legit? What can I do? It has taken me months just to finally admit that i need help and that my debt is starting to overwhelm me. Please Help me!

David

klove135 asked:


I am a single, widowed mother of two who went back to college after my husband died. I also had to file bankrupcy (which would be 9 years ago this year) because there were debts attached to my name that were not my legal responsiblity. Going back to college was a good move but an expensive one. I was unable to pay my credit cards/store cards because of the little or no income I had coming in. Most of my money went to the basics to support myself and my family. After graduatiing (with a teaching degree) I had a hard time finding work in my state (there was a teaching surplus) so I moved out of state 1500 miles for a teaching job. After moving the home I was renting went into foreclosure after only 8 months so I was forced (not by choice) to move again. I am now in a situation where I can finally start catching these bills up and would like one payment a month. Debt consolidation companies won’t help because one of the credit cards is in my mom’s name. Any suggestion

Jacqueline

ml asked:


To make a long story short in exactly 1 year my husband and I went into $11,000 in credit card debt. I make every payment on time but sometimes can only make the min. payments and we have 6 credit cards. Does anyone have any info on debt consolidation loans? Or anything? Thanks

Yolanda

havak0 asked:


is there any free not for profit company that i can uses to get my auto loan debt considilated so that i can get out of repossesion.

Bernice

nursingchic12 asked:


Does anyone know a debt consolidation place that accepts defaulted payday loans? I have $2200 in payday loans and they are almost 3 months behind. they are threatening all kinds of legal crap, and i dont know what to do. I dont have the money to pay them back, this wasnt intentional but it happened. help.

Jennifer

Carolyn B asked:


I’m in over my head with payday cash loans. Can they be included in a debt consolidation program??

Rachel

CheckersandChess asked:


Is this common, like if you have an educational loan and a car loan, and you just want to get them off your back even if it means getting a different car?

Jessica

panthergoddess85 asked:


She has over $25,000 of debt and has trouble making the minimum payments. We do not own a home and pay rent and auto loan monthly as well as the usual expenses. I looked at debt consolidation loans, and debt counseling sites and there is so much conflicting information. Anyone who has gone through the same or works in the field any advice?

Rebecca

Andrew R asked:


thinking of consolidating car (21,000) two credit cards (1500) and a bed (800)

Marvin