Comments on: I lost my job and now can’t pay off two pay day loans. I can’t get a loan and debt consolidation can’t help.

By: Jennifer

Jennifer — Sun, 21 Dec 2008 04:09:00 +0000

Hi,
I used “Credit Solution” to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:

By: Mr Financial Freedom

Mr Financial Freedom — Sat, 20 Dec 2008 05:51:23 +0000

You have 2 options - Ignore the situation and hide out, or if you’ve exhausted all other avenues file a Bankruptcy.

With no income and I would guess limited assets you should be able to file a Chapter 7 bankruptcy and Discharge all of your debts. If you have a car with less than $5,000 equity you will be able to keep the car. And you get to keep all of your “Stuff” (household items, clothes, most jewelry and electronic items.) If you have “Toys” (Boats, RVs, Motorcycles) you will probably have to give them up.

Most cities have Bankruptcy Attorneys who will work Pro Bono (Free). Contact your local Bar Association and they will put you in touch with an Attorney.

Above all - Learn from this lesson. You only get one second chance.

Mr Financial Freedom

By: Ervin

Ervin — Fri, 19 Dec 2008 16:36:30 +0000

Why debt consolidation cant help you there is a program known as loan consolidation where you can consolidate your all types of loans. You can try this !!!

Here is the source of a debt consolidation company named for your reference.

By: Andrea S

Andrea S — Wed, 17 Dec 2008 21:36:07 +0000

There are various debt consolidation programs, which gives you a lot of options. You could either select a paid service or go for the many free services available. Consider your alternatives, negotiate with your creditors and know the next steps in consolidating your debt.

By: netdebt1

netdebt1 — Wed, 17 Dec 2008 20:26:16 +0000

You have not provided enough information to give you advice.

I suggest you get a free consultation at

By: Dont_taze_me_bro

Dont_taze_me_bro — Mon, 15 Dec 2008 01:52:59 +0000

Poor people mostly stay poor because of the choices they make. I’d contact friends and relatives to see if they could throw you some dough. Then, LEarn thy lesson.

By: mischugenah

mischugenah — Sat, 13 Dec 2008 10:28:43 +0000

Dude… you’re screwed. Why would you take pay day loans? Those things are a total rip off!
Only thing I can think of is if, if you’re healthy and not taking medications, sign up to take part in medical experiments. They’re not fun, but they pay better than regular work, and it may be enough to get you out of the hole.
put “paid medical testing” and then your state or town into a search engine and it should give you some ideas.