I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.

Debt consolidation programs will not help with payday loans. They won’t budge on the payments or interest rates.

See if you can get a credit card with 0% interest on balance transfers and pay them off that way.

If that doesn’t work, doesn’t look at your credit and you pay them once a month, not every payday.

You should try the below website.