I took out a personal loan to pay off my now exgirlfriends title loan. How do I get my money back?

MBP asked:


i took out a personal loan to get a title loan paid off for my exgirlfriend. I have copies of certified check used to pay off loan, title to her vehichle and receipt from title company showing I paid it off on :behalf of : my exgirlfriend. What can I do? Small claims court limits are $3k.

Rebecca

Tags: Court Limits, Personal Loan, Title Loan

This entry was posted on Thursday, April 23rd, 2009 at 5:30 pm and is filed under Personal Finance. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

4 Responses to “I took out a personal loan to pay off my now exgirlfriends title loan. How do I get my money back?”

1. aladdinwa Says:
   April 26th, 2009 at 2:43 am

   Scott

   Unless you have some sort of a signed agreement for your ex-girlfriend to pay you pack, I’m afraid you’re SOL.

   Live and learn.
   .

2. curtisports2 Says:
   April 28th, 2009 at 2:08 pm

   Suzanne

   In the absence of a signed and notarized loan agreement between you and another party, you have little chance of collecting the debt. There is no evidence that there is any debt. You say it’s a loan, she says it’s a gift. It’s who the judge believes more.

   Get everything in writing. It makes life so much easier.

3. David M Says:
   April 29th, 2009 at 4:04 pm

   Donald

   So you paid off your ex-girlfriend’s car? How nice of you. Did you have a written contract indicating she would pay you back? If not, me and the court you need to bring this to will just assume you’re a nice guy who decided to pay off his girlfriend’s car loan. Good luck. But it sounds as though your stuck holding the short end of the stick.

4. Wayne Z Says:
   April 30th, 2009 at 4:11 am

   Danielle

   Without a written agreement between you and her, you are going to be SOL.

   It then becomes a he said/she said circumstance. You say it was a “loan”. She says it was a “gift”.