Comments on: Trying to get help with debt by a debt consolidation loan but I can’t get approved? http://www.debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved Information on debt consolidation loans Tue, 22 May 2012 02:58:25 +0000 http://wordpress.org/?v=2.7 hourly 1 By: heybulldog http://www.debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/comment-page-1#comment-30 heybulldog Sat, 08 Nov 2008 12:31:29 +0000 http://debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/#comment-30 Home equity is a bad idea. If you put all that money on your house and something happens and you cant make the housepayment then they will come and take your home. There is no easy way out. A written budget would be the first thing you do. Cut back on the things you dont need until you get the debt payed. take a second job for a while. you could try daveramsey.com and listen to his radio show. he has lots of good advice on money and debt. i wouldnt go with any company to handle it. They dont do anything that you cant do yourself. What they do is not pay your creditors for months and then try and settle for less. Something you can do yourself if that the route you need to go. Just remember that if you go with some company to pay your debt and they dont pay then You, and you only are responsible for the debt. Your creditors will sue you and not the company you hire. Home equity is a bad idea. If you put all that money on your house and something happens and you cant make the housepayment then they will come and take your home.
There is no easy way out. A written budget would be the first thing you do. Cut back on the things you dont need until you get the debt payed. take a second job for a while.
you could try daveramsey.com and listen to his radio show. he has lots of good advice on money and debt.
i wouldnt go with any company to handle it. They dont do anything that you cant do yourself. What they do is not pay your creditors for months and then try and settle for less. Something you can do yourself if that the route you need to go.
Just remember that if you go with some company to pay your debt and they dont pay then You, and you only are responsible for the debt. Your creditors will sue you and not the company you hire.

]]> By: nmr1022 http://www.debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/comment-page-1#comment-29 nmr1022 Thu, 06 Nov 2008 06:13:03 +0000 http://debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/#comment-29 If you have a home, you could check into a Home Equit y loan that may be suitable for your needs. I would also trying the debt collection companies and see if they can help, just make sure you do your research no matter what your decision may be. There's a lot of scams praying on people that need a quick fix. If you have a home, you could check into a Home Equit y loan that may be suitable for your needs. I would also trying the debt collection companies and see if they can help, just make sure you do your research no matter what your decision may be. There’s a lot of scams praying on people that need a quick fix.

]]> By: Ask M http://www.debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/comment-page-1#comment-28 Ask M Tue, 04 Nov 2008 19:09:50 +0000 http://debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/#comment-28 Beware very aware of Consolidation Companies, they are NOT supposed to charge you up front Beware very aware of Consolidation Companies,
they are NOT supposed to charge you up front

]]> By: Rupert W http://www.debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/comment-page-1#comment-27 Rupert W Tue, 04 Nov 2008 12:33:01 +0000 http://debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/#comment-27 A debt counsellor should be abel to help you have interest suspended whilst you find your feet and to negotiate lower payments over a longer period. That is the better option than a straight consolidation loan as it sounds like you aren't good with money or figures so you may end up worse off with one of those - they aren't really your friend you know. You are their victim however it gets dressed up. A debt counsellor should be abel to help you have interest suspended whilst you find your feet and to negotiate lower payments over a longer period.

That is the better option than a straight consolidation loan as it sounds like you aren’t good with money or figures so you may end up worse off with one of those - they aren’t really your friend you know. You are their victim however it gets dressed up.

]]> By: zwl88796 http://www.debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/comment-page-1#comment-26 zwl88796 Mon, 03 Nov 2008 13:19:05 +0000 http://debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/#comment-26 I would contact a debt or credit counselor in your area they will help you. I would contact a debt or credit counselor in your area they will help you.

]]> By: marxistharpist http://www.debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/comment-page-1#comment-25 marxistharpist Sat, 01 Nov 2008 23:54:42 +0000 http://debt--consolidation--loans-blog.com/personal-finance/trying-to-get-help-with-debt-by-a-debt-consolidation-loan-but-i-cant-get-approved/#comment-25 If you have a home, use the equity to refi and consolidate the debt. If you have a home, use the equity to refi and consolidate the debt.

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