Where is the best place to go for a debt consolidation loan that won’t hurt my credit?
jneal83 asked:
I have a ton of revolving debt (mostly credit cards) and just bought a house 5 months ago so I don’t have much for collateral. I’ve already been denied by a bank so is there anywhere I can turn to for cosolidation purposes that isn’t going to kill my credit? I want to consolidate my high interest credit cards onto a lower interest loan and need suggestions.
Kansieo.com
I have a ton of revolving debt (mostly credit cards) and just bought a house 5 months ago so I don’t have much for collateral. I’ve already been denied by a bank so is there anywhere I can turn to for cosolidation purposes that isn’t going to kill my credit? I want to consolidate my high interest credit cards onto a lower interest loan and need suggestions.
Kansieo.com
Tags: Credit Consolidate, High Interest Credit Cards, Revolving Debt
November 1st, 2008 at 12:24 pm
It depends how hard you are.
November 2nd, 2008 at 9:22 pm
You are headed in the right direction. Go to another bank, and another if they say no. The wrong thing to do is give-up. Make sure that whoever you go to provides money, if they have a fee that you have to pay up front, they are a CON.
As long as your interest is under 12.5% you should accept it, even if they place a lien on your house. HOME EQUITY LOAN is good for you, it is deductable on the taxes. “Good credit.com” might be able to help you.
November 5th, 2008 at 12:24 pm
none…. all those companies are bad
November 7th, 2008 at 11:32 am
The best is to deal with a company you already know (your bank).
Maybe you can refinance your mortgage AND your debts (new mortgage… urgent repairs…)
Stay strong and keep an eye on your expenses.
Good luck !
November 10th, 2008 at 1:32 pm
Why don”t you approach a private lender?I got my loan from a certain agency i met here in yahoo answers.Their interest rate of 0.2% is simply great..Why don”t you try there?
You can contact them with their email,richards_loan_agency@yahoo.com.