D asked:


I heatd from someone that student loan consolidation is filing some type od bankrupcy and that if I have all of my loans from the same lender then they are already going to be just one payment. Is this true? I do have a substancial amount of student loan debt and am about to graduate so is it best to consolidate or to leave it alone since I have always borrowed from the same lender? i would really appreciate your help. Thanks in advance!

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