Tia asked:


I have maxed one of my credit cards ($2000). I work full time so I can pay it back over time, but the thought of having that debt on my credit card scares me a little. The minimum payments are $25 a month, but I pay more than that. I also have a car loan and was wondering if maybe I could take out a personal loan, consolidate both and pay one repayment a week. What advice do you have for me?

Norma

?Ashley asked:


He’s 20 and has established, decent credit. He already has a car loan for $4,000 and now he wants a loan for $10,000…
Is that still a ‘personal loan’?

Alvin

amberliz04 asked:


I’m relatively young and in my short trist with credit I have managed to get myself in some trouble. I have a car loan and a large credit card balance. I need to consolidate and if at all possible get a lower interest rate. I don’t own a home and like i said I have a car loan so I can’t offer that as collaterol. I am really lost and I just need some advice on what to do from here. What are my options? What loans are available? What companies that offer consolidation legit? What can I do? It has taken me months just to finally admit that i need help and that my debt is starting to overwhelm me. Please Help me!

David

CheckersandChess asked:


Is this common, like if you have an educational loan and a car loan, and you just want to get them off your back even if it means getting a different car?

Jessica