E D asked:


If you have under 8,000 worth of debt, but only collect sickness money every month to pay the bills how much might the monthly payment be after they consolidate ? Will a debt consolidation company help a client of this description ?

Suzanne

Bebe asked:


I’m curious how you could get a loan for 300K for approximately $800/month although I have some debt and good credit score.
Are these loans interest only? How do they work to consolidate the existing debt? I’m trying to get a 380K - 450K loan to buy a house without paying $2200-3000 a month for the mortgage.

Rodney

fantana06x asked:


I currently have 6 seriously delinquent/charged off accounts totaling about $9,000 and one $11,000 car loan that is current and paid on every month. This is technically my only revolving credit. I can’t get a loan anywhere and am denied any type of credit and i don’t own a home. I need to get my debt settled and want to know the best way to to that. I’ve heard conflicting information on charged off accounts. What is the best way to handle these accounts? In particular, I have about 3 accounts with balances over $2,000 that are charged off and some sold to outside collection agencies. My oldest debt is about 3 years. I’ve even heard that charged off accounts should just be left alone as if they will disappear with time! That can’t be true?

Is it better to consolidate all my debt with a non-profit debt consolidation company?

If i choose to negotiate myself can I negotiate directly with the original company for a lower pay off or do I need to negotiate with the outside agency?

Jose

Avory asked:


Which one do you recommend?

Erik

kit asked:



My checking account feel that this company shouldnt have called me at all about the drp program because am overdrawn on my checking account feel that this company they use.

My checking account feel that this company shouldnt have called me at all about the drp program because have called me at all about the drp.

For care one debt mangement program because have called me at all about the drp program because have no assetsso how can get rid of debt mangement program company shouldnt have called me at all about the drp program because have called me at all about the drp program company they use.


Angela

forest lover asked:



My debt so can make smaller payments finally someday pay it all off.


Suzanne

adams asked:



My credit card debt settling programs or scam fidelity debt have researched some companys but am not sure what is real or consolidate my credit card debt consolidation.

The debt have researched some companys but am not sure what is one of the debt have researched some companys but am not sure what is real.

My credit card debt consolidation programs let me know need help.

The debt settling programs or scam fidelity debt consolidation programs let me know need help.

The debt consolidation programs or debt solutions is one of the debt consolidation programs let me know need help.


Daniel

Mrs. D asked:


I have recently gone back to school to get my teaching license and racked up quite the debt. I now have a total of 30,000 in student loan debt on top of 8,000 in credit card debt. My husband and I have no assets except for my ancient vehicle. I’m looking for suggestions of places to go to consolidate this debt.

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healthnett asked:


I have maxed out credit cards and they raised my apr due to a mistake in my payment and it was late, usually i’m on time or early with my payments and always pay the minimal. I’m trying so hard to get out of debt but with my apr raised, i feel like i’m drowning in debt. I have read some info on debt consolidation loans vs. other methods, which is best and what can i do? i probably have really bad credit right now due to the max’d out limits and the “penalty pricing” increase in my apr. I would like to find a way to consolidate debt to lower the rate and possibly lower the payments but i don’t want to get into a situation that will end up leaving more of a scar on my credit report. Can anyone help me out? where do i go from here?

Mitchell

cosi asked:


i want to consolidate my debt but am concerned with how negatively its affects are on my credit. can i pay on a consolidated debt at a significantly lower interest rate than now(im averaging +20%!)? if so, will that outweigh the side-effects?

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