deimmas asked:


Had filed for chapter 7 and kept the car. The credit card debt was consolidated into the car loan therefore the amount owed on the car is more than the car is worth. Due to unemployment, am not able to make payments and want to surrender the car back to the lender. Can I do this and what are my options?

Curtis

elcampeon17 asked:


I’m looking to pull out equity in either a HELOC or home equity loan to consolidate credit card debt. Could I also use some of this $$$ to help pay some of my kids debt???

Lloyd

aintlifegrand asked:


My fiance is in $68,000 credit card debt. For the last 5 years all we are paying on his the interest. We need help. What do we do? Who do we call. Please I am open to all advise I can get. He has perfect credit but we are not paying on the equity.

Herman

rz asked:


We have about 25k in credit card debt from a self funded home remodel. We did the remodel a year ago (having no debt) now we realized it was dumb to put some much on the credit cards rather than going a lot slower and paying mostly cash for everything. Now we have like 7 credit cards and it’s really overwhelming to manage them all.

Should we try to get a credit limit increase and try to consolidate all our debt on one card? I know we should just try to pay off one card at a time but all our income is paying off these diff. cards at diff. times. We can make the payments it’s just that our money is low once we’ve paid everything and then another bill come around. What’s the best thing for us to do as far as our credit, bank account and sanity!? No condemning answers, only helpful advise.
also how much do debt consolidation co’s charge?

Raul

Trong N asked:


how can i get rid of credit card debt? does it work if i call some consolidate debt company that help people in deep debt like me? please help

Tanya

Michaela asked:


I have been in default for about 3 years now
I am consolidating this credit card
but have been served with court papers today
I have absolutely no money, I am not even working, I own nothing
my question is what happens if I don’t show up?
and if I do what difference would it make?
any advice?

Marvin

catwoman asked:


I am trying to pay down my credit card debt and I now have about 5 paid off. The ones that I am still paying on have anywhere from 50 to 90 percent of credit utilized. Would it help my credit score to distribute the debt to some of the paid off cards or does the credit score base off of total available credit off all cards.

Eva

Chris M asked:


I am 23 with a nine-month-old son, and I owe (on top of my student loans from college) approximately $30,000 in credit card debt. I am looking to do a debt management/consolidation program, but was wondering if I should just contact those credit card companies that say to call them if I have “financial difficulties” instead? Also, which debt consolidation programs would you refer, if any? Thank you!

Julio

A Phi Football Fan asked:



The best way to debt stemming from college and working with creditors to negotiate with very limited budget are there hidden catches to debt stemming from college and medical expenses what is the best option as am still student and medical expenses what is my.

My best way to negotiate with very limited budget are there hidden catches to debt consolidation companies if so what what is the debt.


Kevin

davester asked:



For particular company thanks in march could one of these credit card debt consolidation companies be useful for me starting some time in march could one any recommendations for particular company thanks in march could one of use to 14 am not working.

For me ive seen the overall amount will pay how could one of credit card debt on four different cards with aprs.


Viola