rz asked:


We have about 25k in credit card debt from a self funded home remodel. We did the remodel a year ago (having no debt) now we realized it was dumb to put some much on the credit cards rather than going a lot slower and paying mostly cash for everything. Now we have like 7 credit cards and it’s really overwhelming to manage them all.

Should we try to get a credit limit increase and try to consolidate all our debt on one card? I know we should just try to pay off one card at a time but all our income is paying off these diff. cards at diff. times. We can make the payments it’s just that our money is low once we’ve paid everything and then another bill come around. What’s the best thing for us to do as far as our credit, bank account and sanity!? No condemning answers, only helpful advise.
also how much do debt consolidation co’s charge?

Raul