C.A.T.™13 asked:


I have 2 VISAs and a personal loan I want to consolidate into 1 payment. I don’t really want to lose one of the VISAs b/c it is in connection with my bank and tied to my checking. Also the personal loan is from a company that I am in very good standings with. Is there a way I can consolidate without losing the one VISA and reputation w/ the loan company?

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Nick Y asked:


There is only one bad thing in my credit report and that is one student loan that is in default. I took this student loan over 6 years ago. It has been hunting me every since I drop out of College. I have made efforts to pay it, but I have been unemployed for a year now. The last payment I made was a year ago and I just received a letter saying that it is still in default status. I called the collection agency and told them my situation. I am unemployed, currently staying at home with my kid while I take classes online to get my degree. I told her we do not have the money to pay the balance. She wasn’t very helpful. I even told her that I want to make the effort to make payments, but I need a job and I can’t find one at the moment. I told her I will start making payments as soon as I start working.
Anyway, I was wondering if it’s possible to make a debt consolidation with my loan and my husband’s student loan. His student loan is also in default.
Any good info will be appreciated.

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Bassam_Jeanbart asked:


I have a loan and 3 credit cards almost fully used, I just want to know how I can consolidate my 4 payments with one effective payment

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Jake asked:


I am trying to get out of debt I have 5 card adding up to about $2500.00, and also a loan of $10,500.00. I am having a baby at the end of the year and would like to either get rid of this debt or consildate it to one payment that would be easier to pay off. thanks for the help

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catchthissound asked:


My husband and I were recently told by a lending company that if we put all of our debts on payment plans, and got a credit card to start out our credit, they would give a loan. Would it be easily to consolidate all of our debts, which don’t include any credit card bills whatsoever, or simply call each place and put them on separate payment plans?

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Mrs. D asked:


I have recently gone back to school to get my teaching license and racked up quite the debt. I now have a total of 30,000 in student loan debt on top of 8,000 in credit card debt. My husband and I have no assets except for my ancient vehicle. I’m looking for suggestions of places to go to consolidate this debt.

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amy asked:


my husband and i have a combined debt of 65k with student loans and credit card debt combined. we both have credit scores in the 690’s so obviously we do not want to do anything to get it any lower. would debt consolidation hurt us in the long run. if so what are some better options?
most of our cards are at low interest rates, but the minimums are HIGH.

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zozosammy asked:


I’ve met with a lawyer to start to file for bankruptcy. The two main components of my debt are a car repo, which for some reason I still owe around $6000, and some payday loans, which I owe around $3000. I’m trying to find a way around bankruptcy, if any, does anyone have any ideas?

Jacob

havak0 asked:


is there any free not for profit company that i can uses to get my auto loan debt considilated so that i can get out of repossesion.

Bernice

nursingchic12 asked:


Does anyone know a debt consolidation place that accepts defaulted payday loans? I have $2200 in payday loans and they are almost 3 months behind. they are threatening all kinds of legal crap, and i dont know what to do. I dont have the money to pay them back, this wasnt intentional but it happened. help.

Jennifer