asked:


I am confused. What is credit card consolidation? What is loan consolidation? What is a debt consolidation loan?

Nathan

lois r asked:


I am looking to get a debt consolidation loan to payoff some debt. From what I hear this place will work with people who don’t have good credit. I am wondering if somebody had first hand experience.

Kansieo.com

I’m as cool as ice cubes asked:


What effect will it have if I get a debt consolidation loan. I am not in any financial trouble but I am tired of just paying multiple collectors each month. Will this have any effect on my credit score or cause any problem in the future when I try to purchase a home. I have hear that it can cause problems like that and can make it difficult to get a home loan…..Does anyone have any personal experiences with doing this??

Sally

Matthew W asked:


What effect will it have if I get a debt consolidation loan. I am not in any financial trouble but I am tired of just paying multiple collectors each month. Will this have any effect on my credit score or cause any problem in the future when I try to purchase a home. I have hear that it can cause problems like that and can make it difficult to get a home loan…..Does anyone have any personal experiences with doing this??

Eleanor

MSS asked:


Over the years I have had some bad spending habits…I would like to change around and get my debt paid off. Does anyone know a way to get a non-secured 45,000 debt consolidation loan?

Claudia

Julia G asked:


Can anyone comment on the use of Debt Consolidation Loans? I had a free consultation with a debt specialist through http://debtconsolidationloans.eoltt.com and they recommended a debt consolidation loan as one possible solution.

Clyde

sherina d asked:


Hello all, I have a question regarding debt consolidation. I have about 15k worth of debt and have tried applying to two companies for a debt consolidation loan and was denied both times. I thought about trying what one of the other posters suggested , writing to the individual companies threating a voluntary bankruptcy order. I have about 10k in the bank, but I don’t want to borrow from that lender because I wouldn’t be able to use the money in my account. My credit is only good. What other options do I have? Thanks

Ray

due [9/15/2008] asked:


I am about 3,000 or less in debt with about 4 companies is a debt consolidation loan right for me? wells fargo is charging me almost 200 dollors a month from all the fees.

Ron

jaliahbug23 asked:


I owe about 10,000 on medical bills and about 5,000 on other unsecured items. I earn about 40,000.00 before taxes. Is there a company who can and will give me a debt consolidation loan with bad credit and no homeownership? I am trying to help myself.

Holly

karen asked:


I so want out of my debt, and I’ve been searching online for a really good debt consolidation program, but I’m just so affraid and I don’t know what to do. What bothers me the most is the fact that I might have to spend a lot of money on interest fees. I’m irritated.

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