LiveLaughLove asked:


My husband and I both have good credit, on the border line of being excellent and we don’t want to do anything that will hurt our credit score.
Together we have 6 credit cards with approximately $7000 in debt a mortgage payment and two car payments. I have transferred the balance of one of the cards several times ($4000) and do not want to do it again, the interest and accrued finance charges will hit in January and there is no way I will be able to pay it off by then, so I need to find a way to consolidate or something before then. One of my biggest problem is that I’m a SHOPPER and I can’t resist a bargin, I put all my extra money towards payments and then have no money to spend so I use a credit card. What kind of solutions can you offer (other than quit shopping, that one I’m well aware of and I have removed all credit cards from my purse), do local banks offer consolidation loans with low interest? Please Help!!
I don’t think a Home Equity loan will work for us because I think they require a home appraisal seeing as we have alot of unfinished projects–thank you Home Depot card. We have everything we need, just lack the time to finish it all.
I don’t think a Home Equity loan will work for us seeing as we have alot of unfinished projects (thank you Home Depot Card–lol) and I think they require a home appraisal. We have everything we need, just lack the time to finish it all.

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Black R asked:


debt consolidation for student loans

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michellejagjrinc asked:


I have a better job, lowered by spending drastically to only necessary items, talked to my creditors to work something out with no success, applied for personal and debt consolidation loans with no success, less then a month to come up with a solution. I can’t stand the pressure with another job (altho I will take one if I have to). I am staying with my sister helping her with rent and health situation. I am out of options and sanity. Can anyone give me a solution other then doing something illegal?

debt consolidation loan

amy asked:


my husband and i have a combined debt of 65k with student loans and credit card debt combined. we both have credit scores in the 690’s so obviously we do not want to do anything to get it any lower. would debt consolidation hurt us in the long run. if so what are some better options?
most of our cards are at low interest rates, but the minimums are HIGH.

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Tracee D asked:


Does anyone know of any companies in the UK who will settle whatever debt you might have - directly with the credit companies concerned - thus allowing you to pay off one monthly sum - to just one company? Naturally I know there will be an additional fee involved!!!

Heather

I hate debt asked:


Are there any debt consolidation loans or personal loans for non-home owners with bad credit? I’m currently on a debt management payment plan but I’d really like to take out one loan to pay off all my debt at once.

I havent been able to find any loans for this purpose.

Thanks!

Alvin

Jennifer Morva asked:


Consolidation program is only the solution which helps borrower to get rid of their multiple debts and rectify their sullied credit history. Bad credit debt consolidation loan is the best solution for people who are suffering with multiple debts and from bad credit history. Debt consolidation helps borrower to combine all multiple debts into one single debt with a single repayment with low interest rates. The borrowers with multiple debts will easily spoil their credit history. This loan amount can be used for any of our own purpose to fulfill your financial crisis.

Bad credits debt consolidation loans are of two types secured and unsecured. Unsecured consolidation debt loans for bad credits are bit costlier than secured one as they do not require any collateral or security. The interest rates for secured bad credit consolidation loans are very less compared to unsecured one. For secured bad credits consolidation loans, lenders require security against loan amount taken in the form of property or any of your own belongings. Incase of non-repayment your property may be in the risk of seizure.

By availing this loan, borrower with bad credit can get rid of his multiple debts along with resurrecting his bad credit history and will be able to manage all your debts easily along with your financial situations

These loans are available online. Through online the loan can be availed very easily and quickly. There are many lenders in the market who are interested to lend money at cheaper rates, so the borrower can search for, to avail loan at cheap rates. The search can be done thorough online to fix up the best deal. The issuing of loan amount is very quick.



Margaret

amberliz04 asked:


I’m relatively young and in my short trist with credit I have managed to get myself in some trouble. I have a car loan and a large credit card balance. I need to consolidate and if at all possible get a lower interest rate. I don’t own a home and like i said I have a car loan so I can’t offer that as collaterol. I am really lost and I just need some advice on what to do from here. What are my options? What loans are available? What companies that offer consolidation legit? What can I do? It has taken me months just to finally admit that i need help and that my debt is starting to overwhelm me. Please Help me!

David

PEARL asked:


i need some info about “debt-consolidation loans”. im trying to get a loan and i’ve heard that these are have low and fixed rate of intrest. but i don’t know if they are staffurd loan or not.[federal pays the intrest while im at school?]
btw if anybody know a good student loan let me know, so i can apply…

Margaret

JoanD asked:


Could this help me? I owe about 12k on my cards right now…

Franklin