E D asked:


If you have under 8,000 worth of debt, but only collect sickness money every month to pay the bills how much might the monthly payment be after they consolidate ? Will a debt consolidation company help a client of this description ?

Suzanne

rz asked:


We have about 25k in credit card debt from a self funded home remodel. We did the remodel a year ago (having no debt) now we realized it was dumb to put some much on the credit cards rather than going a lot slower and paying mostly cash for everything. Now we have like 7 credit cards and it’s really overwhelming to manage them all.

Should we try to get a credit limit increase and try to consolidate all our debt on one card? I know we should just try to pay off one card at a time but all our income is paying off these diff. cards at diff. times. We can make the payments it’s just that our money is low once we’ve paid everything and then another bill come around. What’s the best thing for us to do as far as our credit, bank account and sanity!? No condemning answers, only helpful advise.
also how much do debt consolidation co’s charge?

Raul

daniellelair10607 asked:


I need to get a loan for about 3000 dollars and 1250.00 to move into an apartment. I am moving to Florida and all the money i have is being spent for the trip and the moving truck. I need to consolidate the debt so i can start fresh. Any suggestions on good loan places and the banks wont talk to me about the loans because of my credit.

Jimmy

KenCosgrove asked:


I got an offer from Capital one to take out a 10,000 personal loan, requiring no collateral at a pretty high rate. Kinda need the money for moving expenses and feel like I can pay it off well ahead of schedule. But will this be sabotaging my credit?

Denise

Aimee M asked:


I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don’t have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!

Bertha

malaret2 asked:


Where can I find a Personal Loan with a really bad credit score?

I have a good paying steady job with the best job security(i’m in the Military). im in debt but only because i have all these bills in different places and not enoughf money to pay for all of them, if i had a personal loan for about $5,000-$8,000 i would be more then ok.
My problem is that my credit got really bad(horible) and i have tried just about everyplace online to find a loan, at this point im kind of desperite, i would pay an extremly high inteset rate just to get a loan.
Any ideas can anyone help?
For all those who are Ignorant like HeatherLyn im want a loan to consolidate my Expensise not just spend my money freely…and i am in the military…please people read before you answer and keep your ignorant comments to yourself

Mark

pomera asked:


I have credit card debt of about $14,000 (always paid on time and always more than mininum amount). I would like debt consolidation and money to repair (roofing, gutter & windows)the house with extra monies left over. I have never re-financed the house and pay 8% interest since “92″

Kansieo.com

iniyaitza asked:


Anyone out there with a good strategy for repaying the money I borrowed for tuition?

I am currently enrolled in debt consolidation program because I lived to frivolously in my youth.

I am also one of the primary homecare providers for a terminally ill parent.

Thank you for your suggestions in advance!

I am gainfully employed but have other monthly expenses such as a mortgage.

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Nick Y asked:


There is only one bad thing in my credit report and that is one student loan that is in default. I took this student loan over 6 years ago. It has been hunting me every since I drop out of College. I have made efforts to pay it, but I have been unemployed for a year now. The last payment I made was a year ago and I just received a letter saying that it is still in default status. I called the collection agency and told them my situation. I am unemployed, currently staying at home with my kid while I take classes online to get my degree. I told her we do not have the money to pay the balance. She wasn’t very helpful. I even told her that I want to make the effort to make payments, but I need a job and I can’t find one at the moment. I told her I will start making payments as soon as I start working.
Anyway, I was wondering if it’s possible to make a debt consolidation with my loan and my husband’s student loan. His student loan is also in default.
Any good info will be appreciated.

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lostmypants asked:


EX-wife left me with a ton of debt (credit cards, loans, etc.) and although i have a well paying job, i don’t think that I will have enough to support myself, my kids and a child support payment. My question is, would it better for me to declare bankruptcy or try to consolidate my debts and pay it off. ( i don’t like oweing anybody money) And if i file for bankruptcy, how much will this cost? Are there personel consultants to look over my debt and decide… Also my credit is horrible as i spent all my money paying for a divorce… Any answers would be apreciated.

Kansieo.com