superstar asked:


Can you get a personal loan for 4 or 5 years? If the loan will be be used for home improvement is it best to get that type of loan? Just need help in making a decision. Specific advice requested.

Jacob

KenCosgrove asked:


I got an offer from Capital one to take out a 10,000 personal loan, requiring no collateral at a pretty high rate. Kinda need the money for moving expenses and feel like I can pay it off well ahead of schedule. But will this be sabotaging my credit?

Denise

Franziz R asked:


A friend of mine has a $20,000 equity and $40,000 personal loan in the bank and was not able to pay a single amount because he was laid off from his job. What do you think the bank will do to his property and to him?

Susan

Kristina asked:


I just recently got engaged and I am looking into trying to get a personal loan to help pay for the wedding costs. The only problem is that I have a credit score of 566. Is there anywhere that will provide me with that type of loan with the credit that I currently have?

Gregory

Jessica B asked:


My brother-in-law took out a home equity loan and he went to refinance his house and for whatever reason the house did not appraise for what it needed to partly because of the home equity loan that he already had. He was told to pay off his home equity loan and come back to refinance his house. Is there anyway that he can change his home equity loan to a personal loan? Or would that even help? please help. thanks.

Terry

Dawn R asked:


I want to get a personal loan for about $5000.00 and want a low interest rate. The banks are around 12%, which is too much for me to pay back a month. Does anyone have any suggestions?

Dustin

pisces220 asked:


I am thinking of taking a personal loan this year to help me with some extra expenses. Any advice? Thanks!

Stella

simplykiss3s asked:


I’m thinking about getting a loan for personal issues, but was wondering if that will affect my financial aid award amount? Do I need to tell financial aid or it isn’t necessary?

Matthew

Daniel G asked:


Do personal loan underwriters spend as much time as mortgage loan undertwriters verifying income? I know mortgage loan underwriters spend days checking a loan and have tools to check docs. Do personal loan underwriters follow the same guidelines?

Alex

Bonnie B asked:


I am looking to buy a house. I need about 3500 dollars for a down payment. The new tax credit would be available 4-6 weeks after closing. Is there anyway I can get a personal loan for the down payment and then use the money from the tax credit to repay the loan. Hopes this makes some sense. Any help from those who are not rude (as i have found on this site) is greatly appreciated.

Patrick