Victoria w asked:


I owe almost $100,000 in student debt, $80,000 of it being private. When you add up all my payments, i will have to pay $1,300 a month. Someone suggested that I consolidate my loans for a lower interest rate and payment, but no one is offering consolidation because of the economy. I have no idea what to do and know very well that I will not be able to make my loan payments and regular bills when I graduate. I am in big trouble!!!

Shannon

li x asked:



The time the previous one loan consolidation not discussing the ins and it was for another loan was for around 4000 and outs of pulling off.


Bryan

jason w asked:


If you go to grad school and have some other debt such as credit card debt, would you be able to get a student loan to cover that debt? Sort of a debt consolidation, except your getting a student loan to cover credit card debt.

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Daren Jone asked:


Introduction:

Whatever may be the reason for your debts, it is better to get rid of all the existing debts than to wait for some wonder to occur. But if you are a student you may think that it will be tough getting loans for clearing your old debts. This was a thing of the past. Now, there are lenders who are ready to provide bad credit debt consolidation loans. These loans are designed for helping students to clear their debts. Through student debt consolidation loans you can mix all your debts into a single debt so that you need to pay rate of interest for only one loan.

Types:

There are two classical types of loans available in these types of loans.

1) Secured student debt consolidation loans.

2) Unsecured debt consolidation loans.

Secured student debt consolidation loans require collateral for its approval. A borrower has to provide collateral against the approval of loans. Being a student it will be not possible for you to submit collateral to the lender. In these cases you can ask you can ask your parents or any of your relatives to give security for you. But in unsecured debt consolidation loans, no collateral is required. Students without property, such as tenants and non homeowners, also can apply for these loans.

Flexibilities of student debt consolidation loans:

These loans are meant for helping students from all sides, so charges of interest are lower than other student loans. The rate of interest in student debt consolidation loans might vary depending upon the student’s financial position. In these loans borrower enjoy the flexibility of repayments. There are many lenders available in online and local markets, however online process is preferred these days. Simply fill in a simple application form of student debt consolidation loans, and select a lender of your choice.



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li x asked:


if you already have one loan, what if it’s differed due to disability? How does this work?
Can you apply for a student loan after debt consolidation?
if you already have one loan, what if it’s differed due to disability? How does this work?
At the time the first loan was taken out (it was for around 4,000 and it was to a school that was a scam, but they got away with itbecause they knew the ins and outs of pulling off their scam very well. . so I’m asking about applying for another loan / consolidation, not discussing the previous one.

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mistyerious asked:


I have researched online and am still not clear on how this works. I really need a personal loan to help out with some other bills and am no longer able to take my classes. I am now in deferrment on my federal loan and they don’t do credit checks or anything for a consolidation loan. Just curious.

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