klove135 asked:


I am a single, widowed mother of two who went back to college after my husband died. I also had to file bankrupcy (which would be 9 years ago this year) because there were debts attached to my name that were not my legal responsiblity. Going back to college was a good move but an expensive one. I was unable to pay my credit cards/store cards because of the little or no income I had coming in. Most of my money went to the basics to support myself and my family. After graduatiing (with a teaching degree) I had a hard time finding work in my state (there was a teaching surplus) so I moved out of state 1500 miles for a teaching job. After moving the home I was renting went into foreclosure after only 8 months so I was forced (not by choice) to move again. I am now in a situation where I can finally start catching these bills up and would like one payment a month. Debt consolidation companies won’t help because one of the credit cards is in my mom’s name. Any suggestion

Jacqueline